Double Cost of Living Boost – The Australian Government has officially confirmed a significant financial relief measure for 2025: a double $256 cost of living payment to support low-income households, pensioners, and welfare recipients. With the cost of essential goods and services steadily rising and many families struggling to make ends meet, this initiative aims to provide much-needed assistance. The two payments, totaling $512, will be delivered at different points in the year, offering consistent relief and cushioning vulnerable groups against inflation and rising bills. This comprehensive guide explains everything you need to know about the double $256 payment—who qualifies, when the money will be distributed, and what steps you need to take to ensure you receive both payments without delay.
Why Has the $256 Double Payment Been Introduced in 2025?
Australia has seen significant economic challenges over the past few years, including rising inflation, increasing energy costs, and mounting pressure on rental markets. These pressures have prompted the government to roll out various forms of financial support, and the cost of living payment is a central part of this strategy.
This new payment follows widespread calls from welfare organisations and economic experts urging the government to increase direct support to Australians most affected by cost surges. By offering two separate $256 payments, the government hopes to help recipients better manage their budgets, keep up with utility bills, afford groceries, and reduce debt burdens in the first and second halves of the year.
Additionally, this payment is expected to stimulate local economies by increasing consumer spending among low-income groups, who tend to reinvest such benefits directly into daily essentials and services.
Who Is Eligible for the Double $256 Cost-of-Living Payment?
The government has released a clear list of those who qualify for the 2025 cost-of-living payment. Most recipients of social security and government assistance will automatically receive both payments, provided they meet the eligibility criteria on the respective payment dates.
You are eligible if you fall into any of the following categories:
- You are receiving the Age Pension.
- You are on the Disability Support Pension.
- You receive the Carer Payment or Carer Allowance.
- You are on JobSeeker Payment, Youth Allowance, or Austudy.
- You receive the Parenting Payment.
- You hold a Commonwealth Seniors Health Card.
- You receive Family Tax Benefit Part A or B.
- You are a veteran receiving income support from the Department of Veterans’ Affairs.
You do not need to apply separately for this payment. If you are already receiving one of the qualifying payments or allowances, the amount will be automatically deposited into your nominated bank account.
Payment Timeline – When Will the Two $256 Payments Be Made?
The government has announced that the two cost of living payments will be made in two different rounds during the year. Below is the official schedule and other important payment details:
| Payment Round | Date of Deposit | Amount | Eligible Recipients |
|---|---|---|---|
| First Cost Boost | March 15, 2025 | $256 | All welfare and pension recipients |
| Second Cost Boost | July 10, 2025 | $256 | Same recipient base if still eligible |
| Total Support in 2025 | Cumulative | $512 | For those eligible on both dates |
| Payment Mode | Automatic Bank Credit | – | Linked bank accounts in MyGov/Centrelink |
| Processing Time | 1–5 business days | – | After scheduled payment date |
| Verification | Automatic | – | Via Centrelink account linking |
| Additional Claim Needed | No | – | If you’re already on a qualifying payment |
To ensure you receive the funds on time, make sure your Centrelink or MyGov details, especially your bank account information, are up to date. Delays often occur due to outdated or incorrect banking details.
How to Make Sure You Receive Both Payments
Although these payments are meant to be automatically disbursed, there are a few steps recipients must take to avoid missing out on either round:
- Confirm that your Centrelink or MyGov account is properly linked and active.
- Check that your bank account details are current and verified within the system.
- Ensure you have reported your income accurately if required.
- If you recently applied for a payment, confirm your approval status before each payment date.
- Watch for notifications via your MyGov inbox for confirmation of eligibility and upcoming deposits.
If you change your status—for example, switch from JobSeeker to Parenting Payment—ensure this is updated with Centrelink, as it may affect eligibility or payment timing.
Other Government Support Programs You Might Be Eligible For
In addition to the double $256 cost of living boost, the government has also rolled out several other financial assistance programs for Australians doing it tough in 2025. These include increases in utility rebates, rental assistance, and healthcare support.
| Support Initiative | Details | Target Group |
|---|---|---|
| Energy Rebate | Up to $500 in bill reductions | Low-income earners and concession holders |
| Rent Assistance Boost | Up to $40/week increase | Centrelink rental recipients |
| Free Bulk Billing Access | Extended under Medicare | Concession card holders |
| Schooling Support Allowance | Up to $320 per child | Families receiving FTB |
| Childcare Subsidy Adjustment | Covers up to 90% of costs | Dual-income households |
| Regional Fuel Relief Program | Discounts up to 10 cents/litre | Residents in rural areas |
| Utilities Bill Subsidies | State-based additions available | Low and middle-income households |
You can combine these benefits with the $256 cost of living payments, depending on your household circumstances.
The Double $256 Cost of Living Boost is one of the government’s key financial support programs for 2025. With inflation and daily living costs showing no signs of slowing, this initiative provides direct, automatic relief to those who need it most. If you’re a Centrelink recipient or low-income family, it’s vital to stay informed and ensure your records are up to date to receive both payments.
Contact Information for More Support
If you have any questions, need help updating your details, or want to check your eligibility for the 2025 cost of living payment, reach out through the official channels below:
Services Australia (Centrelink)
Phone: 132 300 (Monday to Friday, 8am to 5pm)
Website: www.servicesaustralia.gov.au
MyGov Technical Support: 132 307
Nearest Office: Locate through Services Australia website
National Debt Helpline
Phone: 1800 007 007
Free confidential advice on managing household debt and budgeting.
Department of Social Services (DSS)
Website: www.dss.gov.au
Email: [email protected]
Frequently Asked Questions (FAQs)
Will both $256 payments be taxed?
No. These payments are considered tax-free support from the government and will not be included in your assessable income.
Do I have to apply for the cost of living payment?
No. If you’re already receiving a qualifying payment, the amount will be automatically deposited into your account.
What if I become eligible mid-year?
You may still qualify for the second $256 payment in July if you meet eligibility criteria before the second payment date.
Can I receive the payment if I only receive Family Tax Benefit?
Yes. Both Family Tax Benefit Part A and B recipients are eligible for the payment.
Will I be notified when the payment is made?
Yes. Notifications will be sent through MyGov and your Centrelink online account.
What happens if my bank account is incorrect?
Your payment may be delayed or returned. It is crucial to update your account details before the payment date.
Can I get help checking my eligibility?
Yes. Visit www.servicesaustralia.gov.au or contact Centrelink support for assistance with eligibility confirmation.
